Top 15 Mobile Banking App Development Companies in Europe (2026)

Mobile banking products sit at the intersection of finance, software, and everyday user experience. A good app needs clear navigation and fast access to core features, but it also has to handle payments, identity checks, account data, security controls, and banking integrations behind the scenes.

This overview brings together mobile banking app development companies in Europe with experience across fintech, digital banking, payments, backend systems, and mobile product design. Some focus on complete banking platforms, while others work more deeply on integrations, modernization, or dedicated product teams.

Comparing vendors?

Add Gilzor’s estimate to your shortlist

Free and without commitment. Tell us what you’re building and compare our take with the other companies on this list.

Next, a few optional questions so the first call is useful. We use your details only to reply to your request. Privacy Policy

1. Gilzor

Gilzor develops and modernizes mobile products for fintech companies, including banking applications, digital wallets, trading products, and other transaction-heavy financial software. Their teams handle product scoping, UX/UI design, native and cross-platform mobile development, backend engineering, QA, release, and continued development. 

For mobile banking app development in Europe, Gilzor can build customer-facing applications around account management, financial data, transactions, notifications, identity verification, and customer support. Their fintech work also covers KYC integrations, transfer and withdrawal workflows, transaction statuses, digital wallets, operational dashboards, and modernization of existing financial products. 

Key Facts:

Best for:
Fintech companies building or modernizing mobile banking products
Core services:
Mobile banking app development, fintech app development, UX/UI design, backend engineering, QA, modernization
Specialization:
Custom fintech software
Location:
Europe
Notable strength:
Mobile development combined with transaction workflows, integrations, and backend systems

Contact Information:

Request a quote from Gilzor →Free estimate, no commitment.

Built by Gilzor

Results we’ve shipped

70+products launched
98%delivered on time
85%clients come back
Art Scherbakov, Co-FounderAndrew Laminsky, CTOYuri Rudenya, Head of Mobile Development at GilzorAlena Timofeeva, Product Marketing Lead

Talk to the people who build it. Tell us about your project and get a free estimate of scope, timeline and cost.

See how we’d approach yours

2. Miquido

Miquido offers mobile banking applications and digital financial products for banks and fintech companies. Its banking work covers product strategy, UX/UI, native iOS and Android development, cross-platform development, integrations, security testing, and continued product development. 

The company has worked on mobile banking products for organizations including BNP Paribas and Maya Bank. Its work for BNP Paribas included native Android and iOS development and integration with an existing banking architecture, while the Maya Bank project involved a cross-platform digital banking application with payments, savings, credit, cryptocurrency, and wallet functions. 

Key Facts:

Best for:
Banks developing or rebuilding customer-facing mobile channels
Core services:
Mobile banking development, iOS, Android, cross-platform development, UX/UI, security testing
Specialization:
Digital banking and mobile financial products
Location:
Kraków, Poland
Notable strength:
Banking app development connected with existing financial infrastructure

Contact Information:

  • Website: www.miquido.com
  • E-mail: hello@miquido.com
  • Instagram: www.instagram.com/miquido
  • LinkedIn: www.linkedin.com/company/miquido
  • Twitter: x.com/miquido
  • Facebook: www.facebook.com/miquido
  • Address: Zablocie 43a, 30-701 Krakow, Poland
  • Phone: +48 536 083 559

3. Itexus

Itexus creates banking applications for banks, credit unions, neobanks, Banking-as-a-Service providers, and fintech startups. Its banking development work covers mobile and web applications for checking and savings accounts, transfers, payments, crypto banking, digital lending, and other financial services. 

Mobile banking projects can include digital onboarding, KYC, P2P payments, spending insights, savings functions, account management, and connections with external financial systems. The company combines mobile engineering with backend development, UX/UI, security work, cloud infrastructure, and integration of banking services.

Key Facts:

Best for:
Banks, neobanks, credit unions, and fintech startups
Core services:
Mobile banking apps, digital banking, neobanking apps, lending software, UX/UI, backend development
Specialization:
Financial software development
Location:
European delivery operations, including Poland
Notable strength:
Banking applications with payments, onboarding, lending, and financial integrations

Contact Information:

  • Website: itexus.com
  • E-mail: info@itexus.com
  • Instagram: www.instagram.com/itexus.soft
  • LinkedIn: www.linkedin.com/company/itexus
  • Twitter: x.com/ItexusSoft
  • Facebook: www.facebook.com/itexus
  • Address: Zurawia 6/12/lok 766, 00-503, Warszawa, Poland

4. Innowise

Innowise provides mobile banking app development for banks and financial organizations, covering consulting, UX/UI, iOS and Android development, cross-platform applications, modernization, analytics, and core banking integration. Their engineers can build complete applications or individual modules for existing digital banking systems. 

Banking applications can include account access, transfers, bill payments, balance information, KYC and KYB workflows, payment functionality, and connections with core banking systems. Security work includes multi-factor authentication, biometric authentication, encryption, and development around requirements such as GDPR and PSD2. 

Key Facts:

Best for:
Banks needing complete mobile applications or modernization of existing software
Core services:
Mobile banking development, core banking integration, UX/UI, modernization, analytics, QA
Specialization:
Banking software engineering
Location:
European operations
Notable strength:
Mobile applications connected directly with core banking and third-party financial systems

Contact Information:

  • Website: innowise.com
  • E-mail: contact@innowise.com
  • LinkedIn: www.linkedin.com/company/innowise-group
  • Twitter: x.com/innowisegroup
  • Address: London, 55 Loudoun Road St. John's Wood, NW8 0DL
  • Phone: +44 748 8817 958

5. OSKI

OSKI manages mobile applications across iOS, Android, React Native, and Flutter, with teams handling UX/UI, frontend development, APIs, backend engineering, testing, store submission, and continued support. Their broader software work includes banking systems, integrations, cloud environments, and custom financial applications. 

Banking products can combine mobile interfaces with backend services, authentication, APIs, payment connections, data processing, and cloud infrastructure. OSKI also handles product discovery, wireframes, prototypes, design systems, automated testing, and deployment as part of mobile development. 

Key Facts:

Best for:
Fintech teams building mobile products with custom backend systems
Core services:
Mobile development, UX/UI, React Native, Flutter, backend development, APIs, cloud engineering
Specialization:
Custom mobile and software development
Location:
Tallinn, Estonia
Notable strength:
Mobile engineering combined with backend, integration, and cloud work

Contact Information:

  • Website: oski.site
  • E-mail: contact@oski.site
  • LinkedIn: www.linkedin.com/company/oski-solutions
  • Address: Kaupmehe tn 7-120, 10114 Tallinn, Estonia
  • Phone: +48571282759

6. S-PRO

S-PRO provides software for financial services companies and has direct experience building mobile banking technology. For Treezor, a European Banking-as-a-Service provider, its team developed a mobile banking constructor that allowed fintech companies to create branded banking applications on top of Treezor's infrastructure. 

The project included customizable branding, mobile interfaces, banking integrations, and development around PSD2 and GDPR requirements. S-PRO works across fintech, mobile development, product design, backend systems, and digital financial platforms, with operations in several European countries. 

Key Facts:

Best for:
Banks, BaaS providers, and fintech companies developing configurable banking products
Core services:
Mobile banking development, fintech software, UX/UI, backend development, integrations
Specialization:
Fintech product engineering
Location:
Switzerland, Poland, Germany, Portugal, and Romania
Notable strength:
Experience building white-label mobile banking infrastructure

Contact Information:

  • Website: s-pro.io
  • E-mail: hi@s-pro.io
  • Instagram: www.instagram.com/sprocompany
  • LinkedIn: www.linkedin.com/company/s-pro
  • Facebook: www.facebook.com/sprocompany
  • Address: Löwenstrasse 45, 8001, Zürich, Switzerland
  • Phone: +41 41 588 22 54

7. A-listware

A-listware develops software for banking, payments, lending, investment, insurance, and other financial services. Its BFSI work includes banking apps, mobile banking products, payment applications, money transfer systems, automated lending software, investment apps, and personal finance applications.

Mobile projects can cover UI/UX design, backend engineering, native iOS and Android development, cross-platform applications, API integration, security testing, maintenance, and modernization. The company also provides dedicated teams that can join an existing banking or fintech engineering organization. 

Key Facts:

Best for:
Financial organizations adding mobile engineers or complete development teams
Core services:
Mobile banking apps, financial software, iOS, Android, cross-platform development, QA, modernization
Specialization:
BFSI software development
Location:
United Kingdom and European delivery markets
Notable strength:
Banking and mobile development supported by dedicated engineering teams

Contact Information:

  • Website: a-listware.com
  • E-mail: info@a-listware.com
  • LinkedIn: www.linkedin.com/company/a-listware
  • Facebook: www.facebook.com/alistware
  • Address: St. Leonards-On-Sea, TN37 7TA, UK
  • Phone: +44 (0)142 439 01 40

8. Geniusee

Geniusee develops fintech applications across mobile banking, neobanking, payments, and other financial services. Its banking development process covers discovery, architecture, UX/UI, native and cross-platform mobile engineering, BaaS integration, backend systems, compliance requirements, and post-launch development. 

Mobile banking products can include onboarding, account management, transfers, card controls, notifications, personal finance features, open banking connections, and back-office software. Their engineering work also covers behavioral biometrics, multi-factor authentication, fraud detection, KYC processes, and requirements connected with European financial regulation. 

Key Facts:

Best for:
Neobanks, payment platforms, and fintech startups
Core services:
Mobile banking development, UX/UI, fintech engineering, BaaS integration, backend development
Specialization:
Fintech and digital banking products
Location:
European engineering operations
Notable strength:
Banking architecture developed around compliance and financial integrations

Contact Information:

  • Website: geniusee.com
  • E-mail: info@geniusee.com
  • Instagram: www.instagram.com/geniusee_software
  • LinkedIn: www.linkedin.com/company/geniusee
  • Facebook: www.facebook.com/geniuseesoftware
  • Address: Epicenter, Malmskillnadsgatan 44a, 111 57 Stockholm, Sweden
  • Phone: +46 72 837 63 91

9. Net-devs

Net-devs builds software for regulated fintech environments using senior engineering teams working across backend systems, modern frontend development, cloud platforms, testing, and infrastructure. Its fintech work covers payment rails, transaction systems, audit requirements, encryption, data residency, and software operating under PCI and other financial compliance programs. 

Their engineers handle financial application architecture, APIs, payment workflows, frontend interfaces, cloud-native infrastructure, automated and manual QA, deployment, and continued development. Payment systems are designed around transaction reliability, idempotency, recoverability, and controlled access to financial data. 

Key Facts:

Best for:
Fintech and banking systems with demanding backend and compliance requirements
Core services:
Fintech engineering, frontend, backend, payments, cloud engineering, QA
Specialization:
Regulated financial software
Location:
Warsaw, Poland
Notable strength:
Transaction and payment engineering designed around reliability and audit requirements

Contact Information:

  • Website: net-devs.com
  • E-mail: contact@net-devs.com 
  • LinkedIn: www.linkedin.com/company/net-devs
  • Address: Obrzezna 1D, 02-691 Warszawa
  • Phone: +48 571 282 759

10. SCAND

SCAND deals with mobile banking applications and digital banking platforms for financial organizations. Its work includes native and hybrid mobile applications that allow users to access accounts, manage cards, review transactions, make payments, and handle transfers.

The company has also developed Banking-as-a-Service software with iOS and Android applications, KYC functionality, financial provider integrations, cryptocurrency transactions, and core banking features. Its mobile fintech development covers banking apps, payment products, and digital wallets alongside backend and web systems. 

Key Facts:

Best for:
Banks building mobile channels connected with broader digital banking platforms
Core services:
Mobile banking development, BaaS platforms, iOS, Android, hybrid apps, financial integrations
Specialization:
Banking and financial software
Location:
European development operations
Notable strength:
Mobile banking combined with web, backend, and BaaS development

Contact Information:

  • Website: scand.com
  • E-mail: info@scand.com
  • LinkedIn: www.linkedin.com/company/scand
  • Twitter: x.com/ScandLtd
  • Facebook: www.facebook.com/ScandLtd
  • Address: Zurawia str. 32/34, 512, 00-515, Warsaw, Poland
  • Phone: +1 208 9005392

11. Mobian Studio

Mobian Studio offers mobile and AI software for companies in fintech, healthcare, logistics, and other industries. Its teams build mobile applications alongside backend systems, integrations, cloud infrastructure, testing, and production support. 

Financial projects can be handled through complete project outsourcing or dedicated engineering teams embedded in a client's development organization. Mobile work can include customer-facing interfaces, application logic, backend connections, data processing, cloud deployment, and continued feature development. 

Key Facts:

Best for:
Fintech companies needing dedicated mobile engineering capacity
Core services:
Mobile development, fintech software, backend development, integrations, cloud engineering, QA
Specialization:
Mobile and custom software products
Location:
Tallinn, Estonia
Notable strength:
Mobile development backed by backend and infrastructure engineering

Contact Information:

  • Website: mobian.studio
  • E-mail: info@mobian.studio
  • Linkedin: www.linkedin.com/company/mobian-studio
  • Address: Harju maakond, Tallinn, Kesklinna Linnaosa, Masina tn 22, 10113

12. Netguru

Netguru works on fintech applications including mobile banking, digital wallets, investment products, payment platforms, and personal finance applications. Its development process covers discovery, product strategy, UX/UI design, mobile engineering, backend work, compliance planning, testing, and launch. 

The company has worked on financial products for UBS, Solarisbank, Zeller, Moove, and other fintech organizations. Its banking-related work includes mobile payment flows, login and navigation improvements, wallet functionality, financial account management, open banking, and business banking software.

Key Facts:

Best for:
Banks and fintech companies combining mobile development with product design
Core services:
Mobile banking apps, fintech development, product design, backend engineering, compliance integration
Specialization:
Financial digital products
Location:
Poznań, Poland
Notable strength:
Mobile product development across banking, payments, and financial platforms

Contact Information:

  • Website: www.netguru.com
  • E-mail: hello@netguru.com
  • LinkedIn: www.linkedin.com/company/netguru
  • Address: Nowe Garbary Office Center, ul. Male Garbary 9, 61-756 Poznan, Poland

13. Andersen

Andersen develops mobile and web software for banking, fintech, payments, and investment services. Its financial projects include mobile banking applications, personal finance products, digital investment functionality, transaction systems, and customer-facing financial interfaces. 

One banking project combined mobile banking with digital investment functionality, including payments, transfers, travel accounts, reports, and personal financial management. Andersen's broader delivery capabilities cover product design, mobile development, backend engineering, QA, and integration work for financial services companies. 

Key Facts:

Best for:
Financial institutions building banking and personal finance products
Core services:
Mobile development, banking software, UX/UI, backend development, QA, integrations
Specialization:
Financial services software
Location:
European operations
Notable strength:
Banking applications that combine payments with personal finance functionality

Contact Information:

  • Website: andersenlab.com
  • E-mail: contact@andersenlab.com
  • Instagram: www.instagram.com/andersen.global
  • LinkedIn: www.linkedin.com/company/andersen-lab
  • Twitter: x.com/AndersenLabs
  • Facebook: www.facebook.com/AndersenSoftwareDev
  • Address: 1 Rondo Daszynskiego, 23rd floor, Warsaw, 00-843, Poland
  • Phone: +48 22 390 64 08

14. SoftPro

SoftPro provides custom software for European businesses using .NET, C#, Azure, modern frontend technologies, and cloud infrastructure. Its financial software work covers regulated and integration-heavy projects for banks, payment platforms, and fintech companies.

Development services include web applications, cloud systems, backend engineering, frontend development, infrastructure management, and continued maintenance. Banking and fintech projects can involve financial platform development, payment connections, cloud deployment, data processing, and integration with existing business systems. 

Key Facts:

Best for:
Financial companies using Microsoft and Azure-based technology environments
Core services:
Financial software development, web applications, backend development, cloud engineering, integrations
Specialization:
Custom software and Microsoft technologies
Location:
Warsaw, Poland
Notable strength:
.NET and Azure engineering for financial and integration-heavy applications

Contact Information:

  • Website: soft-pro.pl
  • Address: Mazowieckie Voivodeship, 13 Erasmus Ciolka St. 401, Warsaw, Poland

15. Equaleyes

Equaleyes deals with software for regulated industries including fintech and banking. Its financial work includes digital banking infrastructure, payment integrations, digital identity, regulatory technology, process automation, and enterprise financial platforms. 

The company has developed mobile and web banking applications and works on systems connecting customer-facing financial interfaces with payments, identity processes, and backend banking infrastructure. Its wider engineering services cover custom software, mobile applications, integrations, and digital platforms for regulated organizations.

Key Facts:

Best for:
Banks and fintech companies developing digital banking platforms
Core services:
Mobile banking, digital banking infrastructure, payments, digital identity, fintech software
Specialization:
Software for regulated industries
Location:
Slovenia
Notable strength:
Mobile and web banking development connected with digital financial infrastructure

Contact Information:

  • Website: equaleyes.com
  • E-mail: sales@equaleyes.com
  • Instagram: www.instagram.com/equaleyes_eq
  • LinkedIn: www.linkedin.com/company/equaleyes-doo 
  • Address: Brnčičeva ulica 39, 1231 Ljubljana – Črnuče, Slovenia
  • Phone: +386 1 518 66 81

Conclusion

Mobile banking apps have little room for weak links. The interface has to stay simple for everyday users, while the product behind it may need to handle identity checks, payments, account data, fraud controls, banking integrations, and regulatory requirements at the same time.

When comparing mobile banking app development companies in Europe, the useful differences are usually in financial domain experience, integration depth, security practices, and the ability to support the product after launch. Some teams are stronger at building new digital banks, while others are better suited to modernizing existing banking systems or extending an established mobile platform. The right fit depends less on the size of the provider and more on how closely its experience matches the actual banking product being built.

Gilzor · Mobile Development partner

Need a team for your mobile app?

95%referred by business partners
70+successful launches
85%repeat business
98%delivered on time

The team behind them

Art Scherbakov
Art ScherbakovCo-Founder
Andrew Laminsky
Andrew LaminskyCTOLinkedIn
Yuri Rudenya
Yuri RudenyaHead of Mobile Development at GilzorLinkedIn
Alena Timofeeva
Alena TimofeevaProduct Marketing LeadLinkedIn

No sales pitch

Not sure which of these fits?

Tell us about the project. We’ll give you an honest take on options, cost and timeline, even if the best fit isn’t us.

Next, a few optional questions so the first call is useful. We use your details only to reply to your request. Privacy Policy

Prefer to look around first? See our projects →